I made this card a couple of days ago, and am really pleased with it. I think it's the colour scheme that I like best about it, although the ribbon is gorjuss!!
I'm afraid I'm not sure who makes the papers, I picked them up at Papercraft 4 You, in Farlington when I recently visited with my new Docrafting buddy - Yvonne, and liked them so much I bought the set in 4 different colourways, so you'll probably being seeing them appear time and again over the next few weeks. The sentiment is one of the new 'Just Rite' set that I got from Once Upon A Stamp, and has been cut out and framed with Nesties. The little embellishements are made up from a Nesties snowflake, topped with another snowflake cut with an Xcut punch and then I popped a self adhesive crystal on just to give that added bit of sparkle.